About the job

The main purpose of the Legal and Regulatory Affairs team is to conciliate between regulations and business requirements to help business grow. As a Banking Legal Counsel at Alma, you will work with diverse stakeholders internally (Operational teams, Compliance and Internal Control team, Management and Corporate Governance) and externally (merchants, consumers, judicial authorities, CNIL) and be responsible for:

• Writing and negotiating contracts

• Assisting the corporate governance in the administrative framework

• Participating in the process of evaluation of the legal compliance of the products

Some examples of the missions are:

1) Internal Interaction

• Provide legal expertise during the launch, development, and marketing of new products

• Assist in the legal compliance of the activity: do legal research for the compliance and internal control team

• Answer the legal queries of the operational teams notably with regard to banking law, consumer laws, intellectual property, and GDPR

• Organize and lead training sessions for employees to raise their awareness of regulatory and legal issues

• Contribute to the drafting and update of internal policies and procedures related to the legal team and personal data requested by the internal control team

• Carry out legal watch (veille juridique)

2)Management of Merchants and Consumers

• Handle sensitive customer and third-party complaints

• Participate in the management and investigation of litigation and mediation files

• Participate in the preparation of contractual and internal documentation and in the negotiation of contracts with Alma's clients and partners

3) Interaction with authorities

• Interact with judicial authorities and handle their requests related to ongoing disputes

• Manage the obligations related to personal data (such as updating the register of processing, managing complaints, updating the procedure and processing sheets, conducting an impact

  analysis)

• Assist the Compliance and Internal Control team as needed in their exchanges with the ACPR and the Banque de France

About you

Hard skills

• You are familiar with banking regulations, anti-money laundering, consumer protection, personal data protection, and the fight against corruption

• You possess a diploma in relevant study domain such as Banking and Finance Law or Contract Law

• You have at least 4-5 years of experience in Banking Legal Counsel or a similar role, ideally in a bank, financial or approved establishment

• You are fluent in French and are professionally proficient in English

Know-how

• Rigorous and organized: you work in a methodical and structured way. You leave no question unanswered

• Pragmatic and business driven: you know how to reconcile regulations with the business

• Demanding and reliable: you do not compromise on the quality of your work, and you make it a point of honor to keep your commitments and meet deadlines

• Self-reliant and resourceful: you know how to look for information and find a solution to every problem

• Open and friendly: you know how to listen to your colleagues. You are easy to talk to and you show empathy.

The Recruitment Process

• First interview with Talent Acquisition Specialist (30 mins)

• Business case at home

• Interview with Head of Legal and Data Protection Officer (60 mins) + Business case presentation (60 mins)

• Final Interview/Team fit Interview: General Secretary (45 mins) + future team member (15-30 mins)

• Reference Check

• Offer