Your mission will be to support the Financial Security team by identifying and evaluating the AML/CFT risks.

As a Financial Security Officer, you will:

• Develop, define and manage the documentation on AML/CFT risks and processes and ensure it aligns with the regulatory requirements
• Define and implement processes on onboarding identification and verification of Alma’s end consumers and merchants (KYB/C)
• Support and challenge the AML-CFT alerting and pattern definition with the first level team (Fraud & AML/CFT)
• Treat escalations received from the operational teams on diverse AML/CFT subjects
• Challenge and deep dive into enhanced investigations escalated by the operational teams
• Analyze client statements and financial documents to identify any suspicious patterns
• Draft and send suspicious transaction reports (STR) to authorities
• Participate in the elaboration of key AML/CFT regulatory reports to the ACPR
• Be in charge of the implementation and follow-up of the AML/CFT training and awareness program for all employees and external providers
• Serve as a liaison to the local authorities (TRACFIN) in regards to inquiries received

You will collaborate closely with the Fraud & AML/CFT, Operations and Regulatory teams.

You will report to the Compliance & Internal Control Manager in charge of the Regulatory, Financial Security and Internal Control teams.

ABOUT YOU

Being a Financial Security Officer requires a wide skill set and a high level of energy:

• Analytical: You have solid analytical skills and are able to deconstruct problems and be a force of proposition to resolve them.
• Written/Oral communication: You can present your conclusions in a clear, constructed and cohesive way.
• Rigorous: You pay attention to detail and advance in a methodic manner.
• Curious mindset: You are not afraid of asking questions and looking into new topics to satisfy your curiosity.
• Team player: You are a team player, but can also be autonomous on assigned topics.

Your experience

• You preferably have 4+ years of professional experience in a similar position in a Financial Security / Financial Crime within a banking environment or a Fintech (a plus).
• You have deep Knowledge on:
  • France’s regulatory requirements and financial crime regimes, along with knowledge on neighboring regimes (Italy, Netherlands, Belgium…)
  • Practices in financial crime, notably fraud and money laundering patterns


• You have a good understanding of the financing challenges of a payment institution and/or financing company.


• You have already worked in an international and multicultural context


• You are fluent in English and French (Italian is a plus)


• You have a solid SQL knowledge (a plus).

ABOUT THE RECRUITMENT PROCESS

We'll aim at running the process in 2 to 3 weeks following the steps below:

• Visio call with a member of our People team
• Visio call with the Compliance & Internal Control Manager
• Written case study
• Visio call with Compliance & Internal Control Manager and team member
• Visio call with the General Secretary