At Alma, the Financing team plays a central role in driving the company’s global expansion. The team is responsible for structuring, negotiating, and executing key funding strategies to support Alma’s lending business worldwide. From managing ongoing refinancing operations to optimizing performance at a corporate level, the team collaborates closely with Engineering, Product, Revenue, and Risk teams. By fostering relationships with investors and financial partners, they ensure the seamless operation and growth of Alma’s financial infrastructure.

About the mission

As a Financing Intern reporting to the Head of Financing, your responsibilities will include:

• Management and Optimization of Existing Refinancing Structures:
• • Oversee the day-to-day monitoring of existing refinancing structures to ensure operational efficiency.
  • Collaborate with internal teams to guarantee regulatory compliance and effective performance.
  • Coordinate with external stakeholders (e.g., Management Company, Custodian) to maintain smooth operations.
  • Manage cash flows, ensuring accuracy in accounting and prudential reporting.

• Contribution to Corporate-Level Cash Flow Forecasting and Analysis:

• Assist in forecasting cash flows to optimize liquidity and financial performance at the corporate level.
• Develop and enhance analytical tools to monitor and predict cash flow trends.
• Analyze financial data to support informed decision-making and identify areas for operational improvements.

• Participation in Refinancing of International Receivables:

• Support the team in structuring and executing refinancing deals for international receivables.
• Assist with data gathering, financial modeling, and preparation of investor-facing documentation.
• Collaborate with cross-functional teams to assess risk, monitor credit performance, and ensure proper execution of receivables financing solutions.
• Participate in negotiations and assist in building relationships with external financing partners.

About you

• Education: Currently pursuing a degree in Finance, Business, or a related discipline. End-of-study internships will be strongly encouraged.
• Technical Skills: Proficiency in financial analysis and tools such as Excel; knowledge of SQL is a plus.
• Analytical Abilities: Strong analytical and problem-solving skills with attention to detail.
• Communication: Excellent written and verbal communication skills for both internal collaboration and external stakeholder interaction.
• Experience: Prior internships or coursework in structured finance, corporate finance, or securitization would be an advantage.
• Interest in Finance: Demonstrated interest in structured finance, funding strategies, and financial markets.
• Interpersonal Skills: Ability to work collaboratively, manage relationships, and contribute effectively to team goals.
• Mindset: Proactive, resourceful, and eager to learn within a fast-paced and dynamic environment.

About the recruitment Process

• Initial video call with a team member.
• Case study
• Follow-up video call with the Head of Financing and/or VP Financing.